Kentucky DMV Services

Deadlines

• If you buy or acquire a vehicle (new or used) in Kentucky, you must apply for title and registration within 15 days of purchase/possession.
• If you move to Kentucky with a vehicle titled elsewhere, you must title it in Kentucky within 15 days of it being located in the state.

1. Proof of Ownership & Title Documents 

Every vehicle must be titled before it can be registered in Kentucky.

New Vehicle (Purchased from a Dealer)

You will need:

• Manufacturer’s Certificate of Origin (MSO) properly assigned/signed to you by the dealer.
• Application for Kentucky Certificate of Title/Registration (Form TC96‑182).
• Window sticker or dealer invoice showing MSRP and options if not using total consideration for usage tax value.

Used Vehicle (Private Party or Dealer)

You must bring:

• Current title signed over to you (with seller’s signature notarized if required).
• Application for Kentucky Certificate of Title/Registration (Form TC96‑182).
• If the title was issued before modern titles combined the assignment back into the certificate, you may need the separate TC96‑182 assignment.

Out‑of‑State Vehicles

• Bring the out‑of‑state title (signed and notarized if required by that state).
• If the title isn’t available (e.g., home state only issues registrations), bring the current registration and/or bill of sale.
• A VIN inspection by the county sheriff is typically required for out‑of‑state vehicles.

2. Insurance & Identification

• You must provide proof of current Kentucky auto insurance on the vehicle you’re titling.
• Bring valid ID (Kentucky driver’s license, state ID, or other acceptable ID). Clerks will also record your Social Security number or federal tax ID for businesses.

3. Usage Tax (Sales/Use Tax) 

• 6% sales tax on MSRP or sales price, whichever is higher. Requires a copy of the Factory invoice or sticker with MSRP
• Reciprocal state with CA
• Trade in credit allowed 

4. Vehicle inspection 

    Inspection is required to be completed in KY at the clerk’s office or sheriff’s department

Important Notes 

• You cannot legally operate the vehicle until it’s registered and has valid plates.
• The 15‑day deadline is strict — missing it may result in penalties.
• If the name on the title doesn’t match your ID, you must provide supporting affidavits (e.g., marriage license).

Requirements:

• Original title or MCO
• Original odometer
• Copy of contract
• Copy of insurance
• Copy of driver’s license or EIN/FEIN number if company
• Bill of sale or Purchase order
• Factory Invoice or sticker with MSRP on it, on new vehicles
• Color of vehicle
• Vehicle inspection
• Power of Attorney